Terms of Use
Please read these terms carefully before using our website and educational content.
1. Acceptance of Terms
By accessing and using the website polvune.com (the "Site"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use this Site. These Terms of Use apply to all visitors and users of the Site.
2. Nature of Content
The Site provides introductory educational content about financial instruments available in Chile. All content is purely informational and educational in nature. Nothing on this Site constitutes financial advice, investment recommendations, tax advice, legal advice, or any other form of professional advice.
The information presented is general in nature and may not apply to your specific circumstances. You should not rely on any content on this Site as a basis for making financial or investment decisions. Always consult a qualified financial advisor, tax professional, or legal advisor before making any financial decisions.
3. No Financial Advice
Polvune is not a financial advisor, investment manager, broker, or any other regulated financial service provider. We do not hold any license or authorization to provide financial advice under Chilean law. The content on this Site is created and maintained for educational purposes only.
Any reference to specific financial instruments, regulatory bodies, or market structures is made solely for educational illustration purposes and does not constitute an endorsement, recommendation, or advice regarding those instruments, bodies, or structures.
4. Accuracy of Information
While we make reasonable efforts to ensure the accuracy and currency of the information on this Site, we do not warrant that all information is complete, accurate, up-to-date, or free from errors. Financial regulations, market structures, and instrument characteristics change over time. We recommend verifying all information with official sources such as the CMF (cmfchile.cl) and the Banco Central de Chile (bcentral.cl).
5. Intellectual Property
All content on this Site, including text, graphics, logos, and design elements, is the property of Polvune or its content suppliers and is protected by applicable Chilean and international intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content on this Site without our prior written permission.
You may print or download individual pages for your personal, non-commercial use, provided you retain all copyright and other proprietary notices.
6. Permitted Use
You may use this Site for lawful, personal, and non-commercial educational purposes. You agree not to:
- Use the Site in any way that violates applicable laws or regulations.
- Attempt to gain unauthorized access to any part of the Site or its systems.
- Transmit any unsolicited or unauthorized advertising or promotional material.
- Reproduce or redistribute content from this Site for commercial purposes without permission.
- Use the Site in a way that could damage, disable, or impair its operation.
7. Third-Party Links
This Site may contain links to third-party websites for reference and informational purposes. These links do not constitute an endorsement of those sites or their content. We have no control over the content of linked sites and are not responsible for any loss or damage that may arise from your use of them.
8. Limitation of Liability
To the fullest extent permitted by applicable law, Polvune shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of, or inability to use, this Site or its content. This includes, without limitation, any reliance on information provided on this Site for financial or investment decisions.
9. Disclaimer of Warranties
This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that the Site will be uninterrupted, error-free, or free from viruses or other harmful components.
10. Governing Law
These Terms of Use are governed by and construed in accordance with the laws of Chile. Any disputes arising from these terms or your use of the Site shall be subject to the exclusive jurisdiction of the courts of Santiago, Chile.
11. Changes to Terms
We reserve the right to modify these Terms of Use at any time. Changes will be effective immediately upon posting to the Site. Your continued use of the Site after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.
12. Contact
If you have questions about these Terms of Use, please contact us at:
Polvune
Av. Vicuña Mackenna 6100, local 2050, Santiago, Chile
Email: info@polvune.com
Phone: +56 2 2952 6988